eHealth Dental Insurance is the first Internet-Based seller for health insurance in the nation. The company has helped more than 4 million people in the vision, health, life, accident, travel, and dental plans. The company lets customers compare and buy different provider policies. They provide the access to get useful information and product tools. They have a comparison tool, the online application, and plan of advisor with 24-hour of approval and customer support.
They feature dental insurance for families, individuals, and groups. Customers can compare the best plans from their top providers. The policies start from $10.29 per month as the lowest option.
For the services and features, it depends on the providers. Below we provide you the examples of eHealth Dental Insurance.
- Dominion Dental Services, Inc.
With the PPO plan, you can get no fee for the application. The annual maximum benefits to provide are $750 for each individual, especially adult at age 19 and over. The plan type is deductible which $50 per individual or $150 per family for adults while for children is $100 per individual and $200 for two or more children. For the coinsurance, it provides adults from 0 to 50% and children is from 0 to 75%.
The annual out-of-pocket limit for the adult is none and for children is $350 maximum per child or $700 per family. The annual maximum benefit is $1500 per person. They provide the teeth cleaning, oral surgery, extractions, and X-Rays with no waiting period. Others like crowns, root canals, periodontics, and dentures require waiting period.
They provide PPO plan type without the application fee. What they can give to you is the annual maximum benefit to $1000 per person. The deductible is $50 per person with the coinsurance about 30%. They do not provide the annual out-of-pocket limit. For the dental primary, they have $19.70 monthly.
What they offer is teeth cleaning, X-Rays, topical fluoride and sealant with no waiting period. For others like restorative dentistry (fillings) and extractions take 6 months of waiting period. They do not cover the fee for oral surgery, crowns, root canals, periodontics, dentures, bridges, and endodontic.
- CareFirst of Maryland Inc.
They have the same PPO plan type with the $4.98 of the administration fee. The annual maximum benefit is $1000 per member for more than 19 years. The deductible cost is $60 per individual or $180 per family.
You will get no charge to have teeth cleaning, X-Rays, topical fluoride, and sealant. These treatments are without waiting period. For oral surgery, fillings, extractions, root canals, and periodontics they are no waiting period but with 20% of coinsurance after deductible.
eHealth Dental Insurance is a good option for dental insurance that provides you wide options of dental insurance plans from different providers. They also provide 24-hour of customer service with e-approval. It is also easier for you to apply with the help of technology, computer, and Internet-based service. It is important for you to know more about the insurance providers that you are going to join. Select the right option carefully and find the more facts about the insurance providers to help you in the future.